Page Six
N/Warren Town and County News
Thursday, January 3, 2019
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Money-Saving Ideas for the New Year
It’s the time of year
when people resolve to
change their lives, from
getting in shape to
improving relationships
and achieving work-life
balance. Financial goals
also top the list of New
Year’s resolutions and
are easier to attain than
you might think.
“It’s actually easy to cut
expenses and save money
— even a few dollars at a
time — but many people
give up too quickly,” said
Mike Sullivan, a personal
finance consultant with
Take Charge America, a
national non—profit credit
counseling and debt
management agency.
“The key is to set realistic
goals, celebrate small
victories and get creative
with cost—cutting.”
Sullivan offers nine
tips for sticking to
financial resolutions in
2019.
Budget: It tops the list
of every financial to-do
list for a reason: it works!
Write down your
monthly income and
expenses or seek out an
online program or
budgeting app.
Pay Yourself:
Speaking of budgets,
build in a line item for
your savings account or
emergency fund. Even
$25 a month will make a
difference over time.
Join the Gig
Economy: If your
budget reveals that you
need an income-boost,
start earning extra cash
by working for Lyft,
Postmates or Uber Eats.
Make Short-Term
Goals: Instead of
resolving to save
thousands in 2019, aim to
save $20, $50 or $100 a
week or month ~ and
celebrate each small
victory.
Spring Cleaning — in
January: Clean out your
closets, the garage, and
even old furniture or
décor. Then, host a yard
sale or list your items on
eBay, Craigslist, or
OfferUp. Decluttering
will save you money
and sanity.
Sell Your Gift Cards:
Trade your gift cards for
cash at Cardpool or
CardCash.com — and
promptly put that cash
into savings.
Wait 24 Hours: To
mitigate impulse buying,
wait 24 hours before
making an unplanned
purchase. It’s likely the
impulse will wear off.
Drop Cable: It’s a
monthly expense that
can be replaced
painlessly and
inexpensively with Hulu,
Netflix or Amazon Prime
Video.
Update your W4:
While many of us look
forward to a big tax
refund, it’s better to
adjust your withholding
to ensure you’re paying
the right amount of
taxes. This may mean a
few extra bucks on each
paycheck.
For more financial tips
and guidance, check out
Take Charge America’s
Financial Education
Center or take its free
online debt review. To
learn more, visit www.
takechargeamerica.org
or call (888) 822-9193.
Have a news item for the paper?
Send it to us by email at
news@norwalknewspaper. com
Laborers
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Party On
in 2019
By Dorothy Rosby
Feeling a little let down after a busy holiday season? Cheer up. You still
have
Lumpy Rug Day to look forward to. And Count Your Buttons Day. And Elvis
Week. I didn’t make those up, but I can see why you might think I did.
There’s a
holiday almost every day of the year, though holiday might be too strong a
word
for National Bicarbonate of Soda Day.
If you have the energy and ambition to celebrate all year, go to the
internet
and type the words “weird holidays” into your search engine. You’ll
find hundreds
of holidays, and in some cases, the name of the holiday’s creator. This
allows you
to call them up, as I was tempted to do, and ask them if they don’t have
better
things to do on January 14th than celebrate Organize Your Home Day. And can
they really do it in one day?
We get seven days for Diet Resolution Week, January 1st-7th. And a week is
about as long as anyone’s diet resolution lasts, maybe because, January
2nd is-
also National Cream Puff Day and January 5th is National Whipped Cream
Day. Oh well. January 17th is Ditch New Year’s Resolutions Day anyway,
though
I’ve always observed it on January 2nd.
February is Return Shopping Carts to the Supermarket Month. I’m not sure
how many people will be pushing stolen shopping carts across town this
month,
but if it works I think we should try Return Stolen Cars Month.
On March 14th, we celebrate Pi Day, not to be confused with National Pie
Day which is January 23rd. Pi refers to the ratio of a circle’s
circumference to its
diameter, or 3.14, hence March 14th. It’s called Pi because pies are
circular and
Greek mathematicians were poor spellers.
And April 7th is No Housework Day. Too bad! I thought it was today and
yesterday. And April 28th is Kiss Your Mate Day — as opposed to kiss
someone
else’s mate, which doesn’t rate an official holiday.
May 6th is International No Diet Day, which is convenient because May also
happens to be National Barbecue Month, National Loaded Potato Month, and
National Hamburger Month.
June 18th is both National Splurge Day and International Panic Day, because
panic is often what you do when you come to your senses after splurging too
much.
July 4th-10th is Nude Recreation Week, which is poor planning on
someone’s
part since it overlaps with Air Conditioning Appreciation Days. Also, Sun
Screen
Day was back in May.
On August 7th, we pay tribute to mustard which is another case of poor
manningsinceine celebrate, hot dogs in .J 1112-. 1:11,...takes. listfiqg:
P,“ 1.19151 Pl}? .
mustard-\euntil'August. '
On August 8th we observe Sneak Some Zucchini onto Your Neighbor’s Porch
Night. The next day is my birthday, and for the record, I’d like
something besides
zucchini.
September 21st is World Gratitude Day, and one thing you can be grateful
for
is that International Talk Like a Pirate Day on September 19th was only one
day. .
September 28th is Ask a Stupid Question Day. How about this one? Was it
wise to schedule International Coffee Day October 1st when October is also
Caffeine Addiction Recovery Month?
October 13th is International Skeptics Day. I’m skeptical about Moldy
Cheese
Day on October 9th.
We have Chaos Never Dies Day on November 9th and Clean Your Refrigerator
Day on November 15th. Talk about chaos — and moldy cheese. If you wait to
clean your fridge until November 15th, you may be shocked at what’s been
in it
since Egg Salad Week last April. , '
December 21st is Bah Humbug Day, a day for everyone to vent their
frustrations about Christmas preparations as well as any lingering
irritation
they may be feeling after Barbie and Barney Backlash Day on December 16th.
.
Dorothy Rosby is a syndicated columnist and the author of several humor
books,
including I Used to Think I Was Not That Bad and Then I Got to Know Me
Better.
IN HF
Please apply online:
www.gleesonllc.com
Email Resume:
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in person at the iobsite trailer - located at:
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c/o: Michael Foods, inc.
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Za—Ga-Zig Provost Guard
Will Be Selling Nuts This Winter
Mammoth Pecan Halves ........................... .. $12
English Walnuts ........................................ ..$10
Iumbo Cashews ......................................... ..$12
Pistachios in Shell ...................................... ..$10
Mixed Nuts (with no peanuts) ................. ..$11
Honey Roasted Peanuts .............................. ..$7
Chocolate Covered Peanuts ........................ ..$8
All Nuts Are Packaged
in 16 oz Bags
Get Yours Before They’re Gone!
Available at N/Warren Town 8:
County News office
Tuesday-Friday 9a.m. to 1p.m.
Internships
Are you passionate
about Iowa’s outdoors?
Do you want to spend the
summer learning about
Iowa’s landscapes and
actively restoring some of
the best natural places
across the state? You
could be part of Iowa
Natural Heritage Found-
ation’s 2019 summer
land steward-ship intern
crew! Up to 15 paid
positions are available.
Visit http://www.inhf.org
/about-us/internships/ to
learn more and to apply.
' Deadline for ads,
legals and stories
is Noon Friday!
Tl
