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Newspaper Archive of
N. Warren Town and County News
Norwalk, Iowa
Lyft
August 26, 2010     N. Warren Town and County News
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August 26, 2010
 

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P Thursday, August 26, 2010 N/Warren Town and County News Page Nine Homeowners, businesses and individuals urged to seek assistance Governor Chet Culver has urged Iowa homeowners, businesses and individuals affected by severe weather and flooding to register for state and federal flood assis- tance. "If you are an Iowan who has been affected by recent flooding around the state, it is very important that you immediately contact one of the agencies handling assis- tance," said Culver. "Being signed up is the trigger for getting assistance, and we do not want Iowans to lose out on help just because they miss a deadline - please call in right away if you have been affected." Federal Assistance A Presidential Disaster Declaration for Individual Assistance has been issued for 32 counties: Black Hawk, Cherokee, Clayton, Decatur, Delaware, Dubuque, Fayette, Franklin, Hamilton, Howard, Humboldt, Ida, Jackson, Jasper, Jones, Kossuth, Lee, Lucas, Lyon, Mahaska, Marion, O'Brien, Osceola, Polk, Ringgold, Sioux, Story, Tay- lor, Union, Warren, Webster and Wright. Individual Assistance can include grants for temporary housing and home re- pairs, low-cost loans to cover uninsured property losses and other programs to help individuals and business owners recover from the effects of the disaster. Residents and business owners who sustained losses in the designated counties may immediately begin registering for assistance online at www.DisasterAssistance.gov or calling 1-800-621-FEMA (3362) or 1-800-462-7585 (TTY) for the hearing and speech impaired. The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time). Applicants registering for aid should be prepared to provide basic information about themselves, details on insurance cover- age and any other information to help substantiate losses. These 32 counties that have been declared for Individual Assistance will be added to the Presidential Disaster Declaration that authorized Public Assistance funding for 32 counties on July 29 and 18 counties on August 13. Public Assistance funds are available to state and local governments and certain private nonprofit organizations (including rural electric cooperatives and municipal utilities) for emergency work and the repair or replacement of disaster-damaged facilities. For a list of counties authorized for Public Assistance, visit www.iowahomelandsecurity.org. State and FEMA officials will be conducting outreach to affected public and eligible non-profit entities to encourage attendance at one of a number of applicant briefings that will be conducted throughout the affected areas. State Assistance As of today, residents in 21 counties are covered by disaster proclamations and may register for state Individual Assistance from storms in June, July and August: Keokuk County was added today to the previous list that includes Appanoose, Boone, Buchanan, Buena Vista, Butler, Calhoun, Cla~ Davis, Dickinson, Emmet, Hancock, Jefferson, Johnson, Monona, Monroe, Palo Alto, Shelby, Van Buren, Wapello and Washington. Individuals in these counties should call the State Individual Assistance Program at 1-866-434-4692 or visit www.dhs.iowa.gov and click on the Storm Help link. Residents of the other 31 counties were previously eligible for the state Individual Assistance program and are now eligible for federal Individual Assistance - and there- fore are no longer able to apply for the state Individual Assistance Program. The activation of the federal program supersedes the state program, essentially "turning off" the state program and replacing it with the federal program. The federal pro- gram is less restrictive than the state program. Types of Eligible Losses (IHP: Individuals and Household Program) IHP only covers repairs or replacement of item.s that are damaged as a direct re- sult of the disaster that are not covered by insurance. Repairs or rebuilding may not improve your home above itspre-disaster condition unless such improvements are required by current building codes. Housing Needs: Money to repair your home is limited to making your home safe and sanitary so you can live there. IHP will not pay to return your home to its condition before the disaster. You may use your money provided for housing needs to repair: • Structural parts of your home (foundation, outside walls, and roof). • Windows, doors, floors, walls, ceilings and cabinetry. • Septic or sewage system. • Well or other water system. • Heating, ventilating and air conditioning system. • Utilities (electrical, plumbing and gas systems). • Entrance and exit ways from your home, including privately owned access roads. • Blocking, leveling and anchoring of a mobile home and reconnecting or reset- ting its sewer, water, electrical and fuel lines and tanks. Other than Housing Needs: Money to repair damaged personal property or to pay for disaster-related neces- sary expenses and serious needs is limited to items or services that help prevent or overcome a disaster-related hardship, injury or adverse condition. IHP will not pay to return or replace your personal property to its condition before the disaster. You may use your money provided for other than housing needs to repair or pay for: • Disaster-related medical and dental costs. • Disaster-related funeral and burial cost. • Clothing; household items (room furnishings, appliances); tools (specialized or protective clothing and equipment) required for your job; necessary educational ma- terials (computers, school books and supplies)." • Fuels for primary heat source (heating oil, gas, firewood). • Disaster-specified clean-up items (wet/dry vacuum, air purifier and dehumidi- tier). • A vehicle damaged by the disaster. • Moving and storage expenses related to the disaster (moving and storing prop- erty to avoid additional disaster damage while disaster-related repairs are being made to the home). • Other necessary expenses or serious needs as determined by FEMA. What happens after I apply for disaster assistance? FEMA will mail you a copy of your application and a copy of "Help After a Disaster:. Applicant's Guide to the Individuals and Households Program" that will answer many of your questions. If your home or its contents are damaged and you do not have insurance an in- spector should contact you within 10 to 14 days after you apply to schedule a time to meet you at your damaged home. In areas where" access is still severely limited, it may take longer for an inspection. If your home or its contents were damaged and you have insurance you need to work through your insurance claim first and provide FEMA with a decision letter (settlement or denial) from your insurance company before FEMA issues an inspec- tion. ***There is an exception for damages caused by flooding: if you have flood insurance, FEMA will issue an inspection before receiving a copy of your flood in- In addition, agricultural producers who sustained losses from recent flooding and ' surance decision letter to evaluate your eligibility for temporary living expenses be- severe weather may be eligible to apply or assistance through their local Farm Ser- vice Agency office. Visit www.fsa.usda.gov/FSA and select the State Offices link at the top of the page for more information. FEMA-Citizen-Business Assistance-Information FACT SHEET Note: Agriculture should be referred to Farm Service Agency at: 909 E. 2nd (Indianola) at telephone number: 515-961-2587. The Federal Emergency Management Agency (FEMA) has amended the July 29 major disaster declaration to include Individual Assistance for Iowa counties struck by severe storms, tornadoes, and flooding beginning on June 1, 2010. Individual Assistance may now be available to eligible residents and business owners in War- ren County. Residents and business owners who sustained losses in the designated counties may immediately begin registering for assistance: Online at www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362) or 1- 800-462-7585 (TTY) for the hearing and speech impaired. In person at Disaster Recovery Center (DRC)-locations to be determined. **See below for information you will need available during the call** **Please have pen and paper available to record information during the registration process** The toll-free telephone numbers will operate from 7 a.m. to 10 p.m. (local time). Those registering for aid should be prepared to provide basic information about themselves, details on insurance coverage and any other information to help sub- stantiate losses. Assistance mav include grants for temporary housing and home re- pairs, low-cost loans to cover uninsured property losses, and other programs to help individuals and business owners recover from the effects of the disaster. The application process will take about 20 minutes. FEMA requires all applicants to complete the SBA (Small Business Administra- tion) loan paperwork as well as the grant paperwork. FEMA has several programs available and they will determine which program will best benefit the citizen or business. Information you need to apply: Whether applying online OR over the phone, you should have a pen and paper and the following information readv: -Your Social Security number. -Current and pre-disaster address. . A telephone number where you can be contacted. . Insurance information. • Total household annual income. • A routing and account number from your bank (only necessary if you want to have disaster assistance funds transferred directly into your bank account). • A description of your losses that were caused by the disaster. After you've completed your application for assistance, you will receive a FEMA application number: Write down this number and keep it for future reference. cause temporary living expenses are not covered by flood insurance. About 10 days after the inspection FEMA will decide if you qualify for assistance. If you qualify for a grant FEMA will send you a check by mail or deposit it in your bank account. FEMA will also send you a letter describing how you are to use the money (for example: repairs to your home or to rent another house while you make repairs). If FEMA decides that you do not qualify for a grant FEMA will send you a letter explaining why you were turned down and give you a chance to appeal the decision. Appeals must be in writing and mailed within 60 davs of FEMA's decision. If you get an SBA Disaster Loan application in the mail, you must complete and return the application to be considered for a loan as well as certain types of grant assistance. SBA representatives are available at Disaster Recoverv Centers to help you with the application. If the SBA finds that vou cannot afford a loan they will automatically refer you to FEMA's Individual and'Household grant program for help. If the SBA approves you for a loan, they will cannot afford a loan, FEMA will contact you. Available Assistance SBA Loans Disaster Unemployment Assistance Disaster Legal Services IRS Assistance/Special Tax Considerations CLC Participating Hotels Crisis Counseling Call 911 for emergencies! contact you. If the SBA finds that you SUBSCRIBE TODAY! Send $18 check or money order for a one year subscription to PO Box 325, Norwalk, IA 50211 PHOTO PRINTING IS A FULL COMMERCIAL PRINTER LOCATED IN CARLISLE, IOWA. If you have a flyer, letterhead, envelope, brochure, magazine, newsletter, book, etc., that you would like to have printed, give us a call for a Free Estimate. Photo Printing, Inc. 210 S. 1st Street Carlisle, Iowa 50047