Newspaper Archive of
N. Warren Town and County News
Norwalk, Iowa
September 2, 2021     N. Warren Town and County News
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September 2, 2021

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I SCHOOLand SPORTS ‘” Official Publication for the Norwalk Community School District Thursday, September 2, 2021 N/Warren Town and County News Norwalk Warriors Page Five Have These Money Talks As Your Teen Heads to College For many teenagers, college is the first time they make money decisions without parental assistance. But if they don’t fully understand how finances work, they leave themselves open to making costly and long-lasting mistakes. “Many teens don’t intuitively know how to manage money. That’s Why it’s critical for parents to sit down with their kids and have an open and honest discussion about financial basics,” said Michael Sullivan, a personal financial consultant with Take Charge America, a nonprofit credit counseling and debt management agency. “Providing that foundation will give kids the confidence to better understand the financial choices they make and properly manage money long after they finish college.” Sullivan shares four money talks parents should have with their college-bound teens: Budgeting: No matter your income level, a budget is the foundation to good money management throughout your life. It helps track income and expenses while providing a plan of action to achieving financial goals and keeping you from overspending. Parents should explain the concept of needs vs. wants and help students get started budgeting with a spreadsheet or apps like Mint or EveryDollar. Credit Card Caution: Many college students get into trouble with credit cards. Talk to your teen about the potential repercussion of opening multiple cards and the importance of making payments on time, every time. To help your teen build credit, consider ML... .. i-c~.,‘_ -, chool staff members: do you man nri+ fl; .2 have pictures and information about all the great activities going on in your classrooms and elsewhere at school? Send them our way at news@norwalknewspaper.com. We will also happily accept photos and information from parents, students, and community members. Want to stretch your food dollars? The WIC Program can help! Using WIC foods for 6 months can save you BIG on groceries! WIC provides healthy foods & formula for Pregnant Women, Non-Breastfeeding Women, Breastfeeding Women, Infants, & Children up to age 5. Income Guidelines Effective July 1, 2020 III-nun“:- Gross $1,968 $2,658 $3.349 $4,040 $4,730 $5,421 $6,112 $6,802 Monthly Call us today! 641.828.2238, ext. 4 Marion County Public Health serves Warren County. We have clinics in Carlisle, Norwalk, and Indianola. helping them open a secured credit card or add them as an authorized user on one of your cards with spending limits. For additional resources on all things credit, parents can visit Take Charge America’s Financial Education Center. Identity Theft: Explain the importance of protecting financial details, including bank accounts, credit cards, Social Security numbers and other personal information from scammers and identity thieves. Remind your kids never to share such information with anyone they don’t trust, especially if contacted by unsolicited phone calls, emails or texts. Falling victim to identity theft can negatively impact your child’s financial life for years; Student Loan Lowdown: If your teen took out student loans, talk to them about what expenses they are supposed to cover like tuition, books and housing. Emphasize that student loans are not free money intended to be spent on trips or non-school-related shopping. Explain how, unlike scholarships or financial aid, they are responsible for repaying student loans, with interest, when they leave school. About Take Charge America, Inc.: Founded in 1987, Take Charge America, Inc. is a nonprofit agency offering financial education and counseling services including credit counseling, debt management, student loan counseling, housing counseling and bankruptcy counseling. It has helped more than 2 million consumers nationwide manage their personal finances and debts. To learn more, visit takechargeamerica.org or call (888) 822-9193. Tips for Campus Visits for High Schoolers As you decide which college to attend, a campus visit can help make up your mind. It’s an opportunity to get a feel for the college and give you insight into what your time there would be like. Make the most of your visit by planning ahead of time. Make appointments With the financial aid and admissions offices. ' Prepare a list of questions ahead of time. I Take a tour, check out housing options and explore the surrounding area. Eat in a campus cafeteria and stay overnight in campus housing, if possible. Sit in on a class that interests you. Document your feelings after each visit. If you’re considering colleges that are too far away to visit, start with virtual campus tours. Check the college’s website or look into websites such as campustourscom. Visit as many schools as possible. N orwalk High School Varsity Volleyball Schedule *Please check www.littlehawkeyeconference.com for any updates to times or locations -Away Match: Thursday, September 2nd @ 4:30pm Invitational at ADM High School -Away Match: Tuesday, September 7th @ 7:15pm at Pella High School -Away Match: Tuesday, September 14th @ 7:15pm at Oskaloosa Community Stadium -Away Match: Saturday, September 18th @ 8:00am Invitational at Waukee High School —Home Match: Tuesday, September 21st @ 7:30pm vs. Newton -Away Match: Saturday, September 25th 8:30am tournament at Nevada High School -Away Match: Tuesday, September 28th @ 7:15pm at Grinnell High School -Home Match: Tuesday, October 5th 7:15pm vs. Dallas Center-Grimes -Away Match: Tuesday, October 12th @ 7:15pm at Indianola High School -Away Match: Thursday, October 14th @ 4:30pm Conference Meet at Grinnell High School -Away Match: Saturday, October 16th @ 9:00am Tournament at Winterset High School Tuesday, October 19th: Regional Tournament Begins How Do I Find Out What’s Going On at N orwalk Schools? Norwalk Athletic/Activities Website: www.norwalkwarriors.org Norwalk Music Boosters: www.norwalkmusicboosters.com Norwalk Athletic & Activity Schedules: www.1ittlehawkeyeconference.com SCHOOL AND SPORTS PAGES SPONSORED BY: *BORST COUNSELING SERVICES 240-9474 *EDWARD JONES Benjamin Pearson 981-1800 *FOUR SEASONS AUTO WASH 981-4454 *HASKIN CHIROPRACTIC CLINIC 981—0556 *N/WARREN TOWN & COUNTY NEWS 981—0406 *NORWALK FAMILY DENTISTRY 256-9000 *NORWALK LIONS CLUB 321-6854 *OPTOMETRIC ASSOCIATES 981-0224 *PHOTO PRINTING, INC 989-3251 *TRUBANK 285-4900