I SCHOOLand SPORTS ‘”
Official Publication for the Norwalk Community School District
Thursday, September 2, 2021
N/Warren Town and County News
Norwalk Warriors
Page Five
Have These Money Talks As Your Teen Heads to College
For many teenagers, college is the first time they
make money decisions without parental assistance.
But if they don’t fully understand how finances work,
they leave themselves open to making costly and
long-lasting mistakes.
“Many teens don’t intuitively know how to manage
money. That’s Why it’s critical for parents to sit down
with their kids and have an open and honest
discussion about financial basics,” said Michael
Sullivan, a personal financial consultant with Take
Charge America, a nonprofit credit counseling and
debt management agency. “Providing that
foundation will give kids the confidence to better
understand the financial choices they make and
properly manage money long after they finish
college.”
Sullivan shares four money talks parents should
have with their college-bound teens:
Budgeting: No matter your income level, a budget
is the foundation to good money management
throughout your life. It helps track income and
expenses while providing a plan of action to achieving
financial goals and keeping you from overspending.
Parents should explain the concept of needs vs. wants
and help students get started budgeting with a
spreadsheet or apps like Mint or EveryDollar.
Credit Card Caution: Many college students get
into trouble with credit cards. Talk to your teen about
the potential repercussion of opening multiple cards
and the importance of making payments on time,
every time. To help your teen build credit, consider
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chool staff members: do you
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have pictures and information
about all the great activities
going on in your classrooms
and elsewhere at school?
Send them our way at
news@norwalknewspaper.com.
We will also happily accept
photos and information from
parents, students, and
community members.
Want to stretch your food dollars? The WIC Program can help!
Using WIC foods for 6 months can save you BIG on groceries!
WIC provides healthy foods & formula for Pregnant Women,
Non-Breastfeeding Women, Breastfeeding Women,
Infants, & Children up to age 5.
Income Guidelines
Effective July 1, 2020
III-nun“:-
Gross $1,968 $2,658 $3.349 $4,040 $4,730 $5,421 $6,112 $6,802
Monthly
Call us today! 641.828.2238, ext. 4
Marion County Public Health serves Warren County.
We have clinics in Carlisle, Norwalk, and Indianola.
helping them open a secured credit card or add them
as an authorized user on one of your cards with
spending limits. For additional resources on all things
credit, parents can visit Take Charge America’s
Financial Education Center.
Identity Theft: Explain the importance of
protecting financial details, including bank accounts,
credit cards, Social Security numbers and other
personal information from scammers and identity
thieves. Remind your kids never to share such
information with anyone they don’t trust, especially
if contacted by unsolicited phone calls, emails or texts.
Falling victim to identity theft can negatively impact
your child’s financial life for years;
Student Loan Lowdown: If your teen took out
student loans, talk to them about what expenses they
are supposed to cover like tuition, books and housing.
Emphasize that student loans are not free money
intended to be spent on trips or non-school-related
shopping. Explain how, unlike scholarships or
financial aid, they are responsible for repaying
student loans, with interest, when they leave school.
About Take Charge America, Inc.: Founded in
1987, Take Charge America, Inc. is a nonprofit agency
offering financial education and counseling services
including credit counseling, debt management,
student loan counseling, housing counseling and
bankruptcy counseling. It has helped more than 2
million consumers nationwide manage their personal
finances and debts. To learn more, visit
takechargeamerica.org or call (888) 822-9193.
Tips for Campus Visits
for High Schoolers
As you decide which college to attend, a campus
visit can help make up your mind. It’s an opportunity
to get a feel for the college and give you insight into
what your time there would be like. Make the most
of your visit by planning ahead of time.
Make appointments With the financial aid and
admissions offices.
' Prepare a list of questions ahead of time.
I Take a tour, check out housing options and explore
the surrounding area.
Eat in a campus cafeteria and stay overnight in
campus housing, if possible.
Sit in on a class that interests you.
Document your feelings after each visit.
If you’re considering colleges that are too far away
to visit, start with virtual campus tours. Check the
college’s website or look
into websites such as
campustourscom.
Visit as many schools
as possible.
N orwalk High School
Varsity Volleyball Schedule
*Please check
www.littlehawkeyeconference.com for any
updates to times or locations
-Away Match: Thursday, September 2nd @ 4:30pm
Invitational at ADM High School
-Away Match: Tuesday, September 7th @ 7:15pm at
Pella High School
-Away Match: Tuesday, September 14th @ 7:15pm
at Oskaloosa Community Stadium
-Away Match: Saturday, September 18th @ 8:00am
Invitational at Waukee High School
—Home Match: Tuesday, September 21st @ 7:30pm
vs. Newton
-Away Match: Saturday, September 25th 8:30am
tournament at Nevada High School
-Away Match: Tuesday, September 28th @ 7:15pm
at Grinnell High School
-Home Match: Tuesday, October 5th 7:15pm vs.
Dallas Center-Grimes
-Away Match: Tuesday, October 12th @ 7:15pm at
Indianola High School
-Away Match: Thursday, October 14th @ 4:30pm
Conference Meet at Grinnell High School
-Away Match: Saturday, October 16th @ 9:00am
Tournament at Winterset High School
Tuesday, October 19th: Regional Tournament Begins
How Do I Find Out What’s Going On
at N orwalk Schools?
Norwalk Athletic/Activities Website:
www.norwalkwarriors.org
Norwalk Music Boosters:
www.norwalkmusicboosters.com
Norwalk Athletic & Activity Schedules:
www.1ittlehawkeyeconference.com
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