Newspaper Archive of
N. Warren Town and County News
Norwalk, Iowa
September 16, 2010     N. Warren Town and County News
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September 16, 2010

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Page Ten N/Warren Town and County News Thursday, September 16, 2010 Norwalk Girls &amp; Boys Cross Country The Norwalk Girls' and Boys' Cross Country team are off to a great start this sea- son. They have 38 runners on the team this season with six of those being seniors. The senior members are Kit Anderson (three-time state competitor), Megan Patava (two-time state competitor), Nick Adams (letter winner), Austin Dermody (letter winner), Luke Kordick and Brandon Britt. The Warriors competed at the Dallas Center Grimes Meet Tuesday, Aug. 31. The boy's team placed fourth-out-of-13 teams and received four medals. Anderson (se- nior) placed second overall in a time of 18:13, Dermody (senior) placed seventh over- all in a time of 19:07, Tanner Riccelli (sophomore) placed second in his age group in a time of 19:33 and Chance Sauer (freshmen) placed third in his age group in a time of 20:09. The Lady Warriors also competed at Dallas Center Grimes and came away with a fifth place finish as a team. The girls were led by Patava (senior), who placed first in her age group and ,second overall in a time of 16:52. Sarah Adams, (sophomore) placed fourth in her age group in a time of 18:22. Alexa Berkenpas (junior), Cassidy Gornick (sophomore) and Brooke Westphalen (freshmen), also had great perfor- mances for the Lady Warriors. The girls and boys teams also competed at the Winterset Invitational Tuesday, Sept/7. Once again the Warriors had great performances by seniors Anderson, Dermody and Patava. In the boy's division, Anderson placed second in a time of 16:49, Derm0dy placed sixth in a time of 17:56 and Saner placed third in his age group in a time of 18:46. In the girl's division, Patava placed first in a time of 15:30, which is her personal best time, Adams finished third in a time of 16:52 and Alexa Berkenpas finished sixth in a time of 17:02. The Norwalk Invitational is Monday, Oct. 4 'at McAninch Sports Complex and NHS Fall Sports Schedules Following are the schedules for Norwalk High School Fall Sports in- cluding the sport, home or away, name of opponent and time event begins. H=Home A=Away CROSS COUNTRY Coed High School Sept. 21 - Creston HS, A, 5 p.m. Sept. 27- Nevada HS, A, 5 p.m. Oct. 4 - Norwalk Cross Country Invitational, H, 4:30 p.m. Oct. 11 - LHC Confer- ence Meet, Knoxville, A, 5 p.m. Oct. 21 - District Meet, A, TBA Oct. 30 - State Cross Country Meet at Ft. Grimes Com. HS, A, 6 p.m. Oct. 11 - Carlisle Com., A, 6 p.m. Oct. 18 - Newton HS, A, 6 p.m. Freshman Sept. 3 - Creston HS, A, 4:45 p.m. Sept. 10 - Perry HS, H, 4:45 p.m. Sept. 17 - Knoxville HS, A, 4:45 p.m. Sept. 24 - Adel-Desoto- Minburn HS, H, 4:45 p.m. Oct. 1 - Dallas Center- Grimes Com. HS, A, 4:45 p.m. Oct. 8 - Carlisle Com., A, 4:45 p.m. Oct. 15 - Newton HS @ Simpson College, 4:45 p.m. Oct. 22 - Saydel HS, A, 4:45 p.m. District Game, A, 7 p.m. Junior Varsity. Sept. 2 - *Pella Christian HS, H, 5:30 p.m. Sept. 11 - Winterset JV Volleyball Tourney, A, 9 a.m. Sept. 14 - *Oskaloosa HS, A, 5:30 p.m. Sept. 21 - *Newton HS, H, 5:30 p.m. Sept. 23 - Boone HS, A, 5:30 p.m. Sept. 25 - Indianola JV Tourney, A, 8:30 a.m. Sept. 28 - Grinnell HS, A, 5:30p.m. Oct. 5 - *South Tama Co. HS, H, 5:30 p.m. Oct. 7 - Dallas Center- Grimes Com. HS, H, 5:30 p.m. Oct. 9 - Waukee JV Tournament, A, TBA will begin at 4:30 p.m. Come support the girls and boys cross country team s: __ Dodge, A, TBA <mm00l (NAPS)--Here's a recipe for fun: Create animal- shaped breads with Fleischmann's RapidRise Yeast. They're easy enough for your youngsters to be part of the process and as delight- ful to make as they are to eat. For more baking ideas, visit www.breadworld.com. I *$$ Some people use two types of olive oK regular for sauteing and flavorful extra virgin for salad dressing. For more infor- mation and for recipes, visit www.aboutoliveofl.org. Did You Know? (NAPS)--A new Web site offers resources for patients with Dupuytren's contracture, a progressive disease that causes one or more fingers to slowly bed in.At the Dealing with Dupuytren's Disease Web site, www.dealingwith dd.com/info, you can learn more about the disease and available treatmentK Renowned optometrist Dr. Elise Brisco recommends allergy sufferers use Visine All Day Eye Itch Relief. She says no other over-the- counter eye drop works faster and lasts longer to relieve itchy eyes. Visit www.visine.com. *$$ The Purple Heart Trail was established in 1992 by the Military Order of the Purple Heart to create a visual and symbolic tribute to those brave men and women who suffered wounds, injuries or even death in combat while serving in defense of the nation. $$$ Viewing and paying your bills online at your bank's or credit union's Web site lets you replace paper bills with electronic versions, or e-bills. This reduces the flow of per- sonal information from unse- cured mailboxes, where paper mail can be a target for theft. Visit www.ebillplace.cong staysafe for more PC tips for keeping your identity safe. SCHOOL AND SPORTS PAGES SPONSORED BY: *COMMUNITY STATE BANK 285-4900 *FOUR SEASONS AUTO WASH : 981-4454 ; *DR. DONNA GRANT FAMILY DENTISTRY 256-9000 *HASKIN CHIROPRACTIC CLINIC 981-0556, *JJ DESIGNS CUSTOM eanbroidery/screen print - 953-6306 *EDWARD JONES INVESTMENTS Kevin Pearson - 285-1838 *MAID RITE SANDWICH SHOP 981-1031 *NORWALK INSURANCE SERVICES 981-0434 or 981-4293 *NORWALK LIONS CLUB 981-0432 *OPTOMETRIC ASSOCIATES 981-0224 *SCOTT'S FOODS 981-0606 *NEWTON STANDRIDGE STANDRIDGE GROUP 229-5310 *N/WARREN TOWN & COUNTY NEWS 981-0406 FD_OXBALL Sept. 17 - Knoxville HS, A, 7:30 p.m. Sept. 24 - Adel-Desoto- Minburn HS, H, 7:30 p.m. Oct. 1 - Dallas Center- Grimes Com. HS, A, 7:30 p.m. Oct. 8 - Carlisle om., A, 7:30 p.m. Oct. 15 - Newton HS at Simpson College, 7:30 p.m. Oct. 22 - Saydel HS, A, 7:30 p.m. /lmia.rxm00 Sept. 6 - Creston HS, H, 6 p.m. Sept. 13 - Perry HS, A, 6 p.m. Sept. 20 - Knoxville HS, H, 6 p.m. Sept. 27 - Adel-Desoto- Minburn HS, A, 6 p.m. Oct. 4 - Dallas Center- (NAPS)--Purchasing a home can be the most impor- tant financial decision a per- son makes. That's why it is important to understand the process ofbuyin a homd and to evaluate your budget and credit score. Here are some tips to help you navigate the home-buy- ing process: 1. Save for your down payment. Zero down pay- ment mortgages are rarely available, so it's important that you save ahead of time. The more money you put down on the house, the lower your mortgage payment will be. And if you make a down payment of at least 20 per- cent of the home's worth, you can avoid having to pay Private Mortgage Insurance (PMI). PMI is an additional cost built into your mortgage that protects the mortgage lender in the event of a default. There are a variety of programs that can assist first-time homebuyers or low- to moderate-income families. Check with the Federal Housing Administration or the state's housing authori- ties for more information. 2. Shop for a mortgage before you shop for a home. Most real estate pro- fessionals recommend that you obtain a credit pre-approval before you begin looking for a home. Getting preapproved generally means you receive a loan commitment from your mortgage company before you have found a home, based on VXNd.fafllAli *=League Event Sept. 21 - *Newton HS, H, 7:15 p.m. Sept. 23 - Boone HS, A,. 7:30 p.m. Sept. 25 - DM Roosevelt HS, A, 8 a.m. Sept. 28 - *Grinnell HS, A, 7:15 p.m. Oct. 2 - DM Lincoln HS Tourney, A, 8 a.m. Oct. 5 - *South Tama Co. HS, H, 7:15 p.m. Oct. 7 - Dallas Center- Grimes Com. HS, H, 7:30. p.m. Oct. 12 - *Knoxville HS, A, 7:15 p.m. Oct. 14 - *Pella HS,-H, 7:15 p.m. Oct. 16 - Winterset HS, A, 9 a.m. Oct. 25 - 1st Round Dis- trict Game, A, 7 p.m. Oct. 27 - 2nd Round Home-Buying Tips Owning your own home can be easier to accomplish if you heed a few hints. a review of your credit and finances. Credit requirements are more stringent than they've been in years past, so you should review your credit report, find out what your credit score is and immedi- ately contact the credit report- ing bureaus to correct any errors. You will want your credit report to be accurate and your credit score to be as high as possible. Having your credit appli- cation preapproved shows sell- ers that you're a qualified buyer and helps you establish a realistic price range. You can access an online tutorial on credit from the GMAC Financial Services' financial literacy program, SmartEdge, that can help you understand how credit affects your loan options, what affects your credit score and how to get on the right track. 3. Become familiar with all mortgage-related terms. The SmartEdge Web site also offers a real estate and home- financing glossary, which defines important home-buy- ing terms such as Annual Percentage Rate (APR) and Oct. 12 - *Knoxville HS, A, 5:30 p.m. Oct. 14 - *Pella HS, H, 5:30 p.m. Freshman Sept. 20 - Pella 9th Quad Meet, A, 5:30 p.m. Sept. 21 - *Newton HS, H, 5:30 p.m. Sept. 23 - Boone H, A, 5:30 p.m. Sept. 25 - Johnston Invi- tationaL A, 9 a.m. Sept. 28 - Grinnell HS, A, 5:30 p.m. Oct. 5 - *South Tama Co. HS, H, 5:30 p.m. Oct. 7 - Dallas Center- Grimes Com., H, 5:30 p.m. Oct. 9 - Urbandale Tour- nament, A, 8 a.m. Oct. 12 -*Knoxville HS, A, 5:30 p.m. Oct. 14 - *Pella HS, H, 5:30 p.m. Oct. 16 - Norwalk 9th Grade Tourney, H, 9 a.m. escrow. Knowing certain ter- minology can help you better understand and converse with a real estate agent or a loan officer. 4. Ask for a comparative market analysis (CMA) before you make a pur- chase offer. The best way to avoid offering too much for a home is to ask for a written CMA, which your real estate professional should be able to provide. This will show recent sales prices of compa- rable neighborhood homes and the asking price of nearby homes. The CMA can be shown to the seller when you make your offer. This may jus- tify your purchase offer and show the seller why your offer is reasonable. 5. Decide what condi- tions (also known as con- tingencies) you want to place on buying the house. Your purchase may be made contingent on obtaining financing, a building inspec- tor's satisfactory report or selling your present home. Real estate contracts today already include many of these standard contingencies. In addition to offering mortgage information, the SmartEdge program teaches consumers how to establish good credit, manage a bud- get and evaluate financing options. You can visit the SmartEdge Web site at www.SmartEdgeby GMAC.com or call (800) 766- GMAC for more mortgage information.